PLEASE PRINT AND RETAIN A COPY OF THIS CONSENT AGREEMENT FOR YOUR RECORDS.
You are submitting a request to see if BillDoctor.org can connect you with Providers who may be able to help you lower your bills. To offer and contract with you, these Providers are required by law to provide you with certain communications, notices, disclosures, information and other materials ("Communications"). These Providers must obtain your consent in order to provide you with these Communications electronically. You are similarly electronically agreeing to the Terms of Service associated with BillDoctor.org.
1. CONSUMER CONSENT.
By submitting your request to be matched with Providers, you affirmatively consent and agree to receive all Communications required under law electronically. These Communications may be delivered to you via email or online at BillDoctor.org and/or by the Providers or through their websites. You further affirmatively consent that your electronic signature on agreements and documents has the same effect as if you signed them in ink.
2. SCOPE OF CONSENT.
Your consent provided in Section 1 to receive Communications and to do business electronically applies to your request to BillDoctor.org to be matched with the Providers and to do business with those Providers. Your consents also apply to all online interactions between you and those Providers, including those conducted via mobile devices. They also apply to your communications with BillDoctor.org.
3. WHAT YOU NEED - HARDWARE AND SOFTWARE REQUIREMENTS.
In order to access and retain the Communications electronically, you will need the following:
- Internet access through a browser that includes 128-bit encryption.
- Recommended browser standards are Microsoft Internet Explorer 8.0 and above, Mozilla Firefox 3.6 and above, Safari 7 or above.
- Access to an email account
- Adobe Acrobat Reader 6 or above
- A printer or the ability to print the Communications
- Long term storage device (such as your computer's disk drive) to retain a copy of the Communications
4. REQUESTING PAPER RECORDS.
You may request paper copies of any Communications at no charge to you by contacting the Providers directly. Their contact information can be found on their websites. You may also request paper copies of any communications or documents that you receive from BillDoctor.org by contacting us via our website and specifically requesting the paper forms.
5. WITHDRAWING YOUR CONSENT.
Because your consent may be required in order for some Providers to respond to your request and return financial products and services offers, your consent may not be withdrawn during the matching process. However, if you are matched with one or more Providers, you may withdraw your consent to do business electronically directly with those Providers.
6. CONTACT INFORMATION.
You should keep the Providers and BillDoctor.org informed of any changes to your contact information. You may update such information by logging into the third party Provider's website, by contacting the Providers directly, or by sending a written update to BillDoctor.org by emailing [email protected]
7. LEGAL EFFECT.
BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE SERVICE PROVIDERS ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM PROVIDERS OVER THE INTERNET.